Category Archives: FINANCIAL LITERACY
As of June 30, 2014, travellers are now “checked-in” or “checked-out” of Canada and the US. Both countries are recording and sharing entry/exit data as part of the Entry-Exit Initiative and the Perimeter Security and Competitiveness Action Plan. The intent is …FINANCIAL LITERACY | Leave a comment
A recent TD Bank survey found that 42% of Canadians now research investment options online, while 25% purchase investments online. TD says that research also shows that although men still make up about two-thirds of online investors, a growing number of …FINANCIAL LITERACY, INVESTMENT | Tagged finance, investment | Leave a comment
Are you familiar with the three basic non-refundable credits that most post-secondary students qualify for? The education credit The textbook credit The tuition credit All three of the above are non-refundable, meaning they cannot be used to generate a tax …FINANCIAL LITERACY | Tagged finance, tax, tax credits | Leave a comment
Many will remember 2011 as a year of economic challenges. Small business owners in particular have had it rough and while they hope for a better year ahead, there are still a few things they can do to end this …FINANCIAL LITERACY | Tagged finance, small business, tax season, taxes | Leave a comment
We’ve all suffered at one point or another from buyer’s remorse: the expensive handbag, the antique chair, the velvet suit and the countless kitchen paraphernalia that promise to cut our cooking and preparation time in half but that we in …FINANCIAL LITERACY | Tagged finance, money, money matters, science of happiness, smart spending, spending | Leave a comment
Are you feeling stuck or overwhelmed by your financial obligations? Maybe you’ve made some poor financial decisions or haven’t put away enough for retirement and feel you will never be able to retire comfortably. At a recent Fraser Valley Real …FINANCIAL LITERACY | Tagged budgeting, decision-making, finances, goal setting, money, money saving tips, retirement, rewards, self-improvement, spending | Leave a comment
A new poll from Edward Jones suggests most Canadians would make changes to the financial decisions made in life, despite being satisfied overall. And younger Canadians appear to be most dissatisfied with their financial decisions. According to the poll, almost …FINANCIAL LITERACY | Tagged debt, finance, long-term goals, money | Leave a comment
At the annual CustomPlan Financial meeting I had the privilege to reconnect again with Robert M. Gignac and hear him speak about personal finance. I also got his book Rich is a state …FINANCIAL LITERACY | Tagged creating wealth, goal setting, motivation, rich, Robert M. Gignac, saving tips, wealth | Comments Off on What does RICH mean to you?
Life insurance is one of the most important purchases you will ever make. Life insurance is about taking care of your loved ones when you’re gone and while it’s not the easiest thing to think about, it is important that …FINANCIAL LITERACY | Tagged beneficiary, disability, finance, Insurance, life, life insurance | Comments Off on 4 COMMON LIFE INSURANCE MISTAKES
In this excellent article in The Vancouver Sun titled ‘Climbing a Mountain of Debt’ by Yvonne Zaccharias we learn that Statistics Canada reported in September that the ratio of household debt to household income hit a record high of 163.4% …FINANCIAL LITERACY | Tagged Alphil Guilaran, budgets, buying, finances, financial literacy, Financial Literary Counsel, money, spending | Comments Off on November is Financial Literacy Month – are you financially literate?