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Financial Planning for Women

Is securing your financial future important enough for you to set aside time for an analysis and review?

Women have unique but common challenges when it comes to financial planning. Pregnancy, raising children, caring for elderly parents, dealing with a family illness, changing careers, death or divorce can all derail the plans a woman makes to reach her financial goals.

At SB Wealth Solutions, we know women’s financial needs are changing. We can help women align their priorities, take care of their many responsibilities, and plan for a secure financial future.

  • Money Management
  • RRSP/RESP
  • Pension Plans
  • Investment vehicles
  • Life/Disability/Critical Illness Insurance
  • Long-term Care Insurance
  • Debt Reduction

Lifestyle Planning

It’s time to retire the word “Retirement.” Most people that are approaching that phase of their life are now in transition to the next stage. Will the next phase of your life comprise seeking new career opportunities, travelling the world, devoting time to a charitable cause or undertaking a new hobby?

Whatever your plan may be for the next stage of your life, we want to ensure that you have the financial freedom to fulfil these ambitions.

  • Transitioning the Family Wealth
  • Tax Effective & Efficient Strategies
  • Risk Protection—Outliving your Money
  • Principal Protection Plans
  • Guaranteed Income Streams
  • Methods for Lifestyle Income

A wise man once said, “Your own limitations are self imposed.” It is your choice to break free from those limitations and live the way you’ve always wanted.

You will work over 90,000 hours during your lifetime. How much money will you have to live the lifestyle you want? What have you already implemented to reach your financial goals and dreams? Does your current plan incorporate the best financial products available today to achieve these goals?

Much like the rapid advancements in technology, the same rapid advancements occur with financial products. Financial products are evolving each and every day to accommodate the needs of today’s multifaceted families, including practitioners, individuals, and operators of clinics and businesses.

  • Protecting your Assets
  • Debt Management
  • Living Benefits, Disability, Critical Illness or Long Term Care
  • Life and Health Insurance

Business Owners

Are you seeking cost savings and tax savings solutions that may enhance the value of your business? Is obtaining and retaining employees a challenge? Are your debt payments inhibiting your ability to provide the best care for your customers, clients or patients? Do you have a transition or succession plan for your business?

If you’re not sure how to support the success of your business in the long term, we can design a plan to support the long-term health of your business. We promise to deliver strategies that will protect your practice, clinic or small business from unforeseen circumstances that can dramatically alter the prosperity and sustainability of your company.

Only 3 in 10 small businesses will succeed in transferring their ownership to the next generation; will yours be one of them? We specialize in Risk Management for business owners, and offer services such as:

  • Creditor Protection
  • Disability Insurance
  • Business Overhead Insurance
  • Business Loan Insurance
  • Accident and Sickness Insurance
  • Key-Person Funding
  • Buy/Sell Funding
  • Group Benefits

Our team can customize and implement Group Retirement Savings & Pension Plans as well as Group Benefits for small businesses and health practitioners who need them. We also provide complimentary Financial Education Seminars for our Group Retirement Savings & Pension Plans or Group Benefits clients. These Financial Education Seminars are a Series of Lunch & Learn Sessions presented for the benefit of your employees, encouraging financial literacy for you and your staff. Seminar topics include:

  • Money 101
  • Lifestyle Planning for your Retirement
  • Risk Management, protecting yourself now and in the future
  • Pension Maximization
  • Taxes, Wills & Estates